Background and Optimization Purpose
Due to exponential user and data growth, and to ensure high system availability while reducing peak computing and database/server loads, the platform has optimized the settlement mechanisms, data statistics, and commission distribution rules for Flexible Earn.
Core Rules Overview
Module | Item | Details |
Flexible Earn Yield | Annual Percentage Rate (APR) | Base APR is 4%. |
| Minimum Earning Threshold | Asset account balance must be ≥ 1 USD to accrue yield; balances below 1 USD generate no yield. |
| Accrual Condition | Funds must be retained in the asset account continuously for at least 24 hours. Only the retained portion qualifies for yield calculation. |
| Settlement Time | Settlement starts daily at 09:00 (UTC+0) and is expected to complete within 30 minutes. |
| Distribution Method | Yield is not automatically credited upon settlement completion; users must claim it manually. |
Referral Commission | Commission Settlement | Settled and released simultaneously with the invitee's Flexible Earn settlement. |
| Distribution Method | Commission is not automatically transferred; referrers must claim it manually. |
Data Statistics | Referral Commission Statistics | Implements lazy accumulation: commission amounts are officially recorded in commission statistics only after the referrer claims them manually. |
Frequently Asked Questions (FAQ) / Front-End Reference
Q: Why didn't I receive yield at 09:00 today for funds deposited yesterday?
A: Flexible Earn accrues yield only on funds continuously retained in your asset account for at least 24 hours. If funds have been held for less than 24 hours, they will participate in the next day's settlement once the condition is met.
Q: Will a balance of 0.8 USD generate any yield?
A: No. Your asset account balance must reach at least 1 USD to be eligible for the 4% APR.
Q: Will yield be automatically credited to my wallet once settlement finishes?
A: No. Once settlement completes around 09:30 UTC+0 daily, please visit the Earn page and click "Claim" to credit your yield. Referral commissions must also be claimed manually by the referrer.